Legal Information

LEGAL INFORMATION
Finesco Financial Services Ltd ("Finesco", “we”, “us” and “our") is authorised and regulated by the Financial Conduct Authority (the FCA) and our regulatory authorisation number is 114543.  We are a limited company registered in Scotland No 87379.  Our Valued Added Tax reference is 388 9519 77 and our registered office is 6 Woodside Crescent, Glasgow, Scotland, G3 7UL.  You can contact us by telephone on 0141 332 3113 or by email at .

General
Please read the Privacy Statement and Disclaimer pages on this website in conjunction with this Legal Information.  Directors, consultants and employees of Finesco may hold positions in funds or securities referred to in the website or communications.

Treating Customers Fairly
We have arrangements and procedures in place to ensure that our users and clients are treated fairly and we have a conflict of interest policy in place to help us manage the risks.  If you have any cause to complain or wish to express your dissatisfaction with Finesco at any time, please write to the Compliance Officer, Finesco Financial Services Ltd at our registered office.

Our Advice
This website provides content of a general nature only and is not specific to any individual client circumstances.  We excel at providing detailed personal advice and guidance but do so only after a personal consultation.  Contact us to arrange this but do not rely on the general information contained on the website, it may be unsuitable or out of date.

Comments, guidance and opinions contained on our website or other communications constitute our judgment at the date of publication and are subject to change without warning or notice.  We can not accept liability for any errors or omissions.

The value of investments and the income from them can fall as well as rise so that you may not recover the amount of your initial investment when you come to sell them.  Past performance should not be taken as an indication of future performance.

Changes in exchange rates alone can cause the value of investments and income returns to fluctuate.  All savings, deposits and investments carry risk, some have a higher risk than others and are unsuitable for many clients. Do not take any action to hold, buy or sell any deposits, savings or investment based upon information contained on this website or other communication without seeking personalised financial advice from us which we will be pleased to provide you with upon request.

Regulatory and Compensation
We are covered by the Financial Services Compensation Scheme ("FSCS", the “Scheme") and you may be entitled to compensation from the Scheme if Finesco cannot meet its obligations.  Not all of our services are regulated by the FCA or covered by the FSCS.  This depends upon the type of service being offered and the circumstances of your claim.  Most types of investment business are covered for 100% of the first £30,000 and 90% of the next £20,000 so the maximum compensation is £48,000.  Insurance advising and arranging is covered for 100% of the first £2,000 and 90% of the remainder without any upper limit.

Our Client Agreement and Investment Services and Engagement Agreement CAISEA.07.15 can be downloaded below:

CLIENT_AGREEMENT_INVESTMENT_SERVICES_AND_ENGAGEMENT_AGREEMENT._CAISEA.07.15.doc

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